The first process in Slovenia against a bank that approved Swiss francs credits began on Monday at the Maribor District Court, and lawyers of the lawsuits that filed the lawsuit announced that it would present during the process documents proving that the banks had deliberately pledged such loans, counting to a great profit.
"It was not a classical loan than a banking product that was not really a loan. This was a kind of bet, and the one who took the credit calculated that the frank exchange rate would be stable, while the bank offered him a slightly lower interest rate for the computer to profit from exchange rate fluctuations, "said Robert Preininger at the first hearing, one of the attorneys of three clients who have filed a lawsuit against the New Credit Bank Maribor (NKBM) and are demanding that their contracts change as if they were concluded in euros.
It is now important to ascertain whether the banks that made loans in the Swiss currency knew that a frank exchange rate increase would be high compared to the euro, as it would have shown that the risk was not evenly distributed, the lawyer said, adding that his clients had evidence that was the case.
Bank attorney Nina Klemenčič Zidar warned, however, that the contracts contained a currency risk clause and that this risk should be aware of at least one of three defendants because he is an economist economist.
The previous attempt at court settlement between the bank and the borrowers failed, and a new hearing is scheduled for January next year.
It is estimated that in Slovenia about 10.000 loans were issued in Swiss francs, and were issued by the largest number of Austrian banks.
The Franak Association, which fights for the interests of those who have taken such loans, claims that even some signatures of their members on credit bank contracts were subsequently written and perhaps falsified, which banks deny, and the government refused to interfere with the relationships between banks and citizens who Instead of earning income in Europe, they borrowed in a volatile Swiss currency.